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There are several providers of benefits in the staffing space. Some push mass-marketed stock plans with pooled rates. Others offer a more data-driven, customized approach with greater financial transparency (my personal favorite). I believe the best way to properly make an informed decision regarding benefits – or even things like workers compensation – is to involve an independent insurance broker/consultant. The fees for brokers are typically already part of the insurance rates that are quoted. If you go direct with a product provider, the price doesn't change and the commission ends up in their pocket. A broker will sit as an unbiased evaluator of the various programs – and then make a recommendation based on their findings and determination of what fits your company the best.
My company develops benefit programs for staffing companies, and I truly believe that we are unmatched by anything in the market. However, if you ask reps from AWP, BIC, ESC, or any other, they'd likely say their plan is the best. Why not have a broker comparison shop to make sure you are getting the best plan for your employees? And the good news is there are many brokers/consultants that are active here at ASA and are experts in the industry.
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Phone(p) 703-253-2020(f) 703-253-2053